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R&C TRADE UNION - PROTECTING REVENUE AND CUSTOMS MEMBERS AT WORK AND HOME

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The RCTU have taken a unique approach to providing assistance to our members both at work and within your home life. All of the below are included in your Union Subscriptions.

We have included a package of two insurance covers and a welfare based service that will hopefully make your membership of the RCTU cost neutral, or may even save you money, as these covers can cost considerably more if purchased on the high street. 

IMPORTANT - PLEASE Note:

Matters that relate to your HMRC employment MUST be advised to the RCTU and you CANNOT access any service here directly without reference to the RCTU for HMRC employment issues.


Comprehensive Legal Expenses Insurance

  • Access to fully trained representatives regarding workplace discipline, misconduct and grievance matters
  • Legal assistance with regards to Contractual Employment Law
  • Comprehensive Family Legal Expenses Insurance for on and off-duty incidents
  • Personal Injury claims
  • Home Emergency Assistance 24/7 – central heating breakdown, plumbing, drainage, gas/water leaks, pest infestation, lost keys, damaged locks and roofing emergencies
  • £250 death grant payable to any nominee

Home Emergency Insurance

  • Legal assistance with regards to Contractual Employment Law
  • Comprehensive Family Legal Expenses Insurance
  • Personal Injury claims
  • Home Emergency Assistance 24/7 – central heating breakdown, plumbing, drainage, gas/water leaks, pest infestation, lost keys, damaged locks and roofing emergencies

All these covers extend to your Spouse/Co-Habiting Partner

Full details of the cover provided are included in your membership pack. Full policy wording is available at the RCTU office or by contacting Philip Williams & Co. on 01925 604421. 

The text above is a brief outline of the covers provided and it is therefore important that you carefully read the full details of the cover provided and the applicable policy exclusions, prior to making changes to any insurance covers you currently have in place. 


RCTU Insurance Benefit Trust (Optional additional benefit)

In addition to the benefits afforded by the Standard Package, members can select upon payment of an additional subscription the below comprehensive package of insurance benefits.

The RCTU Insurance Benefit Trust is a comprehensive insurance package designed to protect you, your partner and dependent children. The Trust provides a wide range of benefits and it has been designed to enable members to cancel arrangements with their existing insurance providers in favour of this all inclusive package thus realising potential annual savings of over £1000.00.

The benefits include:

Serving member to age 65

  • Life Insurance
  • Terminal Prognosis Advance on Life Insurance
  • Permanent Total Disablement (due to accident)
  • Accidental Loss of Use Benefit
  • Critical Illness
  • Child Critical Illness
  • Child Death Grant
  • Hospitalisation Benefit up to 5 nights
  • Sick Pay Benefit (Revenue & Customs Conditions of Service)
  • Family Travel Policy
  • Mobile Phone Insurance
  • Dental Emergency and Injury
  • Motor Breakdown Cover (UK)

Spouse or cohabiting partner to age 65 of member

  • Life Insurance
  • Terminal Prognosis Advance on Life Insurance
  • Critical Illness
  • Child Critical Illness

Application forms are available on the RCTU intranet pages (see link, left). Alternatively contact Philip Williams and Company on 0845 230 1650 or visit the website www.philipwilliams.co.uk for further details.

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